Insurance Investigations

Insurance fraud is a growing threat in today’s world. Whether it’s a staged auto accident, an exaggerated injury claim, or falsified documentation, dishonest claims cost the insurance industry billions each year. That’s why Insurance Investigations are critical for protecting both the insurer’s assets and ensuring that honest policyholders are not penalized due to fraud.

At Bond Investigations, we specialize in comprehensive insurance investigations that are discreet, thorough, and tailored to your case. We provide actionable evidence to verify the authenticity of claims and support legal defense or denial of illegitimate requests.

Why Choose Bond Investigations for Insurance Investigations?

When things really matter, you don’t just need data – you need real intelligence. Bond Investigations stands out because we’re absolutely committed to getting it right, following the rules, and making sure you’re happy.

Useful Information, Not Just Facts: Our reports aren’t just a bunch of facts; they give you clear, easy-to-understand information that helps you make confident decisions.ce of information we gather can stand up to scrutiny—whether in a boardroom or courtroom.

Licensed & Experienced Private Investigators: Our team is made up of highly trained and licensed pros with tons of experience in background research. We know the ins and outs of legal compliance and gathering information ethically.

Unmatched Thoroughness & Accuracy: We take pride in how deep and reliable our investigations are. We don’t just skim the surface; we carefully check facts, cross-reference sources, and give you the whole picture.

Strict Legal Compliance: Every investigation we do follows federal laws like the Fair Credit Reporting Act (FCRA) and relevant state rules. This means our findings are legal and reliable.

Private & Confidential Service: Your privacy and the sensitivity of your case are our top priority. We work with complete discretion and keep everything strictly confidential throughout the investigation.

Custom Solutions: We know every client’s situation is different. We work closely with you to define what needs to be investigated and tailor our services to meet your exact goals.

Our Professional Standards: Certifications & Memberships

Bond Investigations is deeply committed to upholding the highest standards of professionalism, ethics, and legal compliance in the investigative industry. Our dedication is proven by our active participation in and recognition from leading industry bodies:

• Better Business Bureau (BBB) Accredited Business with A+ Rating: We are proud to be an A+ rated, accredited business with the BBB, demonstrating our commitment to trustworthy business practices and customer satisfaction.
• Professional Background Screening Association (PBSA) Standards: We adhere to the rigorous standards set by the PBSA (formerly NAPBS), ensuring best practices in data security, legal compliance, and service delivery for consumer reporting.
• National Association of Legal Investigators (NALI): As members of NALI, we connect with top-tier professionals dedicated to legal investigations, ensuring we stay at the forefront of best practices for litigation support.
• World Association of Detectives, Inc. (W.A.D.): Our membership in W.A.D. provides us with a global network and access to international best practices in investigative services.
• Council of International Investigators (CII): Being part of CII further strengthens our connections within the international investigative community, enhancing our capabilities.
• Arizona Association of Licensed Private Investigators (AALPI): We are proud members of AALPI, staying connected to local industry standards, regulations, and a network of skilled professionals within Arizona.
• Highly Recommended & Top Pro on Alignable/Thumbtack: Our consistently positive client feedback on platforms like Alignable and Thumbtack speaks volumes about our dedication to service excellence and client satisfaction.
• Continuing Professional Development: Our team regularly participates in ongoing training and education. This keeps us ahead of new techniques, technologies, and legal requirements in background investigations.
• Licensed Private Investigators: Every single one of our investigators holds the necessary licenses and strictly follows all state regulations that govern private investigative services.

Real Client Stories: Results That Matter

At Bond Investigations, we’re dedicated to helping people find the truth and move forward. Here are just a few examples of how we’ve made a difference:

Marcus’s Story:

Facing false charges and a missing ex-partner, Marcus hired us to find answers. We located his ex-partner and uncovered crucial evidence, leading to the charges against Marcus being dropped and him gaining the truth he needed to rebuild his life.

Sabrina’s Story:

Suspecting infidelity and hidden assets, Sabrina engaged our services. Our thorough investigation provided undeniable evidence of her husband’s affair and his attempts to conceal marital property, which proved vital in securing her fair share during a difficult divorce.

Veronica’s Story:

When direct confrontation failed, Veronica turned to us for proof of her husband’s suspected infidelity. Through discreet surveillance, we captured irrefutable video evidence of his betrayal, empowering her to make clear decisions for her future and her children.

These stories highlight our commitment to uncovering the truth and delivering actionable results

Pricing Overview of Insurance Investigations

Investigation Type	Estimated Cost Range	Timeline
Initial Case Review	FREE	Case-dependent
Basic Cohabitation Surveillance	$500 – $2,000	1 – 2 weeks
Full Financial & Asset Search	$2,000 – $7,500+	2 – 6 weeks
Social Media / Lifestyle Audit	$500 – $1,500	5 – 10 days
Testimony & Legal Support	Custom Quote	Case-dependent

Note: All investigations are custom and priced after initial consultation.accounting.

Bond Investigations: In The Media

Our commitment to thoroughness and ethical investigative practices has earned us recognition. See our experts providing insights and commentary on various aspects of background investigations and private investigative work.

Types of Insurance Investigations We Conduct

Bond Investigations handles a wide spectrum of insurance-related cases, including:

Auto Insurance Investigations:

• Staged accidents
• Exaggerated injuries
• Phantom passengers

Health & Medical Claims Investigations:

• False diagnoses
• Misrepresented treatments
• Duplicate billing

Workers’ Compensation Investigations:

• Malingering employees
• Off-duty physical activities
• Employment at multiple jobs

Life Insurance and Death Claims:

• Falsified death certificates
• Beneficiary fraud
• Questionable death circumstances

Slip and Fall Claims:

• Video surveillance to disprove claims
• Witness interviews and scene inspections

Disability Claims:

• Inconsistencies in behavior vs. reported condition
• Hidden income or employment

Common Clients We Serve

We work closely with a wide array of clients in need of insurance fraud detection:

Client Type	Services Offered
Insurance Carriers	Claim validation, fraud detection, surveillance
Independent Adjusters	Investigative support, recorded statements
Attorneys / Law Firms	Litigation support, evidentiary documentation
Self-Insured Employers	Workers’ comp investigations, internal reviews
Third-Party Administrators	Claims monitoring, detailed reporting

Our Step-by-Step Insurance Investigation Process

Every case begins with a confidential consultation where we gather all relevant details. Once we understand the scope, we take a structured and professional approach to the investigation:

1. Initial Consultation – Discuss the claim and determine red flags.
2. Background Check – Research the claimant’s history and prior claims.
3. Evidence Collection – Collect videos, photos, documents, and witness statements.
4. Surveillance Operations – Monitor the claimant’s activities legally and covertly.
5. Analysis of Medical or Legal Records – Compare medical claims with actual behavior.
6. Report Compilation – Create a legally admissible final report with all findings.

Services Included in Our Insurance Investigations

We provide a full suite of services tailored to different claim types:

• Recorded Statements
• Questionable Death Claims Investigations
• Accident and Collision Analysis
• Slip & Fall Surveillance
• Subrogation Investigations
• Life & Health Insurance Claims Validation
• Auto Liability & Bodily Injury Claims

“Fraudulent insurance claims don’t just cost companies money—they hurt honest policyholders. Our investigators ensure you have the facts before making a payout.”
— Lead Investigator, Bond Investigations

Why Insurance Investigations Are Essential

Insurance fraud not only causes financial loss but also undermines public trust in insurance systems. Whether you’re a provider or a business managing claims, an independent Insurance Investigation ensures that you only honor valid claims. Here’s why you should never skip an investigation:

• Reduces fraudulent payouts and financial loss
• Ensures fairness in claims processing
• Enhances the credibility of your insurance business
• Provides strong defense evidence for litigation
• Encourages honest claims behavior

FAQs About Insurance Investigations

Schedule a Free Insurance Fraud Consultation

If you’re dealing with a suspicious insurance claim, don’t wait until it’s too late. Contact Bond Investigations today for a free, no-obligation consultation.

📞 Call us now at 844-266-34688 or fill out our online inquiry form to connect with a licensed insurance investigator.

We are ready to protect your organization from fraud and deliver the truth you need to make confident, informed decisions.